FCRA Court Ruling... by Emmanuel D. Voces Investigation Requirements	Telemarketing Sales Rule... by Lisa Martinuzzi FTC Proposes Amendment

Connecticut... by Adam L. Bendett Court Analyzes Defenses	Connecticut... by Patrick Crook Failure to Release Mortgage
Connecticut... by Geoffrey K. Milne Summary Jdgmt. Reversed	Michigan... by Lisa Martinuzzi New Notary Act
Michigan... by Robert A. Tremain Tax FC Deadline Extended	Missouri... by Charles S. Pullium & Meredith Hattendorf Borrower “Liens“
New York... by Bruce J. Bergman Collecting “Rent“	Utah... by Scott Lundberg Judgment Liens

Encryption... by Drew P. Womack Some “Key“ Pointers

Managing Loans in BK... by Leslie Mann Ch. 13 Conduit Jurisdictions

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April  2004

Editors
R. Hillary Willett, Esq.
Director, Publications & Services
hwillett@usfn.org

Meghan O'Dell
Associate Editor
modell@usfn.org

Alberta E. Hultman, CAE
Executive Director
ahultman@usfn.org

USFN and its members provide the information contained in this newsletter as a public service and for general information purposes only. It is not provided in the course of an attorney-client relationship, is not intended to constitute legal advice or to substitute for obtaining legal advice from an attorney licensed in the relevant jurisdiction.