Desk Guides
(State-by-State, with each covering all 50 states
and D.C.)
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USFN Desk Guides are excellent resources of information on questions
frequently asked by mortgage servicers in a variety of issue areas.
A background to each issue is provided that allows new staff to gain an
understanding of the topics. FAQs follow the background. Answers to the
questions are provided in a state-by-state grid. (Exceptions are the
Manufactured Homes, Privacy/Info Sharing, and Loss Mitigation Desk
Guides, which are styled in an informational text-only format.)
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Loss Mitigation Desk Guide - This desk
guide includes state-by-state coverage detailing relevant
information on loss mitigation tools, including: assumptions,
deeds-in-lieu, forbearance agreements, loan modifications,
mediation, and short sales. Introduced in 2008,
and then expanded in March 2010 to include state-by-state information on
mediation. Special Note:
The information in this desk guide is excerpted from the
online National Mortgage Servicer's Reference Directory (NMSRD), which is continually updated.
Currently, the desk guide sections regarding "mediation" and "short
sales" are the ones most frequently updated. In 2011-13, there have
been updates affecting numerous states, including: CA,
CT, FL, HI, IA, IN, KS, KY, NJ, NC, OH, PA, and
WI.
If you have any questions regarding the
timeliness of your desk guide, please contact USFN's Associate Editor.
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Privacy/Info Sharing Desk Guide - This easy-to-read
guide contains relevant statutes and information for each state that
requires confidentiality protection greater than the requirements of the
federal Gramm-Leach-Bliley Act, and says when such state protection is
not present. Scroll to the bottom of the page, order your copy --
only $9.95 plus
postage (and sales tax, where
applicable). Introduced in 2007, with subsequent updates to 2
states included.
If you have any
questions regarding the timeliness of your desk guide, please contact
USFN's Associate Editor.
Special
Note: The information in this desk guide is excerpted
from the online National Mortgage Servicer's Reference Directory
(NMSRD), which is
continually updated.
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Bankruptcy Desk Guide (covers
all federal districts within the 50 states and D.C.)
- Table of Contents (PDF) - Fully updated and expanded in 2008 in light of the
Bankruptcy Abuse Prevention & Consumer Protection Act (BAPCPA), with
subsequent updates to various districts included related to local rule
changes.
IN LIGHT OF THE AMENDED FEDERAL RULES OF BANKRUPTCY PROCEDURE
(effective 12/1/11), THE BANKRUPTCY DESK GUIDE IS UNDERGOING REVIEW. A
REVISED, EXPANDED EDITION IS EXPECTED TO BE RELEASED LATER IN
2013.
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Foreclosure Desk Guide - Table of Contents (PDF) - Fully updated and expanded in 2009, with subsequent
updates to issue areas corresponding to the REO/Eviction Desk
Guide made in 2011. |
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REO/Eviction Desk Guide - Table of Contents (PDF) - Latest release: 2/1/11. Updated and expanded to address the ramifications
of the Dodd-Frank Act's amendment of the federal Protecting Tenants
at Foreclosure Act on eviction issues. |
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Manufactured Homes Desk Guide - Table of Contents (PDF) - Fully updated in 2006-07, with subsequent updates
to Alabama and Tennessee in 2010, and Missouri in 2011. This
handy 129-page resource provides state-by-state information on
procedures for certificates of title, transfers of lien, personal
property conversion, online government resources, and contains
information about required forms.
If you have any
questions regarding the timeliness of your desk guide, please contact
USFN's Associate Editor.
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Pricing and Ordering
Info for USFN's Desk Guides:
These publications are
inexpensive, with the Desk Guides at $50 each and the
Privacy/Info Sharing Desk Guide specially priced at
$10.95 plus postage (and sales tax, where applicable).
Quantity pricing is available.
Members: Order Online [Available to USFN Member law firms
and trustee companies only.]
Non-Members: Download Order Form -- Order form is in
PDF format, listing all available discounts. Please tab
through and fill in form "on-screen," save, and email it (as an
attachment) to order@usfn.org. Or you can also
submit it via fax (714) 573-2650) or mail (see address below
or at the bottom of the order form). If you have questions re
ordering, contact USFN at (800) 635-6128 ext. 217.
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