Thursday, March 15
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| 8:45am -
10:15am |
Forensic Files: Examining the Foreclosure
Referral Process
Join this round table discussion for a
comprehensive look at what Fannie, Freddie, HUD, and the VA require on
foreclosure referrals. Learn about the effects on future referrals
and how you can comply. Our expert panel will be on hand to answer
questions and provide guidance on this important issue.
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Uncovering the Servicemember’s Civil
Relief Act (SCRA): What You Need to Know
Two experts from the Judge Advocates Office
will speak about the Servicemembers Civil Relief Act (SCRA) and will
discuss those portions of the SCRA that affect us every day as we deal
with our Servicemembers. Find out what Servicemembers receive from
the Armed Forces once they receive orders for active military
service.
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Mediation Hearings
One of the hottest topics around today, Loss
Mitigation, and specifically Mediation, is rapidly spreading its wings
throughout the country as more and more states institute formal
mediation programs. The expert panel will cover various
mediation-related topics and scenarios that we are faced with on a daily
basis in the ever changing default landscape.
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Latest Eviction/REO Challenges & Post
Foreclosure Title Clearence
Want to get an overview of what is happening in
the Eviction, Title & REO world today? This session will be an
interactive discussion with your counsel in multiple jurisdictions on
topics including PTFA and personal property in Evictions, resolving
title, tax, and HOA issues, and closing best practices. It ends
with Hot Topics and Q & A, so bring your questions to the
session!
|
| 10:30am - 12:00pm |
Vendor Communication &
Compliance
Contracts, Conferences, Contact Lists,
Computers, Communications, Compliments, Clients and
Calamities are all common threads throughout the life of default
servicing professionals. Review industry best practices and engage other
members of the servicing community with insight, collaboration and
cutting edge discussion on these strategically mission-critical facets
of daily interaction.
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Legislative Updates: State &
National
Changes in the law affecting mortgage loan
servicing occur almost daily. Agencies not involved in default
servicing are now imposing new rules and procedures that mortgage
servicers must understand and implement to successfully service their
loans. This panel will review new and existing legislation
including Helping Families Save Their Homes Act, Protecting Tenants Act,
Secure and Fair Enforcement (SAFE) Mortgage Servicing Act, HOEPA, and a
state by state review.
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Modifications & Loss Mitigation in
Bankruptcy
Loss mitigation and loan modifications have
filtered into bankruptcy courts with predictable chaos, confusion, and
undetermined success. This panel of industry professionals will
help attendees navigate the pitfalls surrounding bankruptcy loss
mitigation opportunities, including reaffirmation, Chapters 7 and 13
modifications and HAMP. Session attendees can expect to gain valuable,
applicable knowledge and discover the best practices and best solutions
to resolve the confusion.
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Advanced Foreclosure
There are many issues that can arise during the
foreclosure process that require special attention, or may delay the
overall foreclosure process. These types of issues include such
things as the SCRA, contested foreclosures, ever changing
pre-foreclosure requirements, title issues, and the like. This
session will address these complex issues and more and provide road
maps/best practices for addressing and solving the issues while
minimizing delays.
|
| 1:30pm - 3:00pm |
Impacts of the Dodd-Frank
Act
Join our expert panel as they delve into the
Dodd-Frank Act and help translate how it will impact the mortgage
servicing industry. From understanding what makes a Qualified
Mortgage and the protection the exemption provides, to learning about
the super regulator called the Consumer Financial Protection Bureau,
this session will help you gain a better understanding of the many areas
the Act covers and to help you prepare for the changes we can expect to
see.
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Servicing Loans in Bankruptcy: New
Federal Laws and Solutions
This session will examine servicing loans
through the bankruptcy process. From petition to discharge,
potential obstacles will be discussed and best practices revealed.
The panel will discuss Proofs of Claim, Motions for Relief from Stay,
Objections to Plan and other relevant complications the industry is
currently facing. This session will provide attendees with the
information and direction needed to proactively and successfully service
a loan through bankruptcy.
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Vacant Property Registration & Code
Violations in the Current Market Environment
An Introductory Overview of the National Trend
to Enact Municipal Ordinances and the Growing Interest in State-Wide VPR
Legislation. Discussion Will Include Legal and Industry Obstacles,
Process, Requirements, and More.
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Servicer
Risk Management
“Robo signing”, Lawsuits, Fair Debt
Collection, Litigation, Subpoena’s, Investigations are some of the
potential land mines in the field of Loan Servicing. Good, sound
and prudent risk management practices can assist servicers in avoiding
common pitfalls while navigating the sometimes long and winding road to
resolution. Join USFN’s panel of experts in an advanced discussion
of Risk Management Best practices.
|
| 3:15pm - 4:45pm |
Negotiable Instruments, Assignments &
MERS
Whether you are a servicer, investor or
trustee, the most common defense raised by a mortgagor which you face
involves your ability to prosecute a foreclosure action, or whether you
have standing to foreclose. The session will discuss the
challenges and defenses the servicer/lenders will face, the applicable
case law and the Uniform Commercial Code, and will address common
pitfalls servicers make and how to defend against these allegations.
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Collateral Damage: Minimizing Damaged
Property Risk and Loss
Damaged properties throughout the foreclosure
cycle are one of the main sources of risk and loss (and headaches!) to
servicers and investors. Less than 20% of foreclosed properties are
move-in ready, leaving a huge population of damaged properties that need
to be addressed at some point in the process. Join our panel of
experts to discuss and uncover best practices in minimizing the risks
and reducing the losses associated with these properties.
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Loss Mitigation
Forum
The work of Loss Mitigation has had a dramatic
change in the past year. It’s no longer the simple solution
of a repayment plan, but the non-stop changes of new programs,
mediation, state law and investor requirements, and more. This
session will discuss in depth, the difficulties and challenges with
reaching a resolution that satisfies everyone. What IS working and
what is NOT working.
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Managing Occupied & Unoccupied
Properties
This session covers the Protecting Tenants at
Foreclosure Act and discusses state specific hot topics in managing
properties. This session will also cover contact with owners and tenants
and alternatives to eviction and examine the frequent types of responses
and litigation associated with occupied properties.
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Friday, March 16
|
| 9:00am -
10:30am |
|
Residential
Receiverships
With increasing delays in foreclosures,
mounting mandates to repair and maintain vacant properties and concerns
as to tenant occupied properties and rent diversion, receivers become an
increasing viable solution in the current economic environment. This
session will focus around practical, legal and economic considerations
with regard to the possible appointment of receivers, procedural
considerations and the potential uses of receivers.
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Servicing
Discussion with Fannie, Freddie, HUD, & VA
Join experts from Fannie Mae, Freddie Mac, HUD
and the VA to discuss the latest updates and changes taking place in the
mortgage servicing industry. The session will cover basic
servicing and timeline management, and many other timely issues.
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Electronic Recording: Saving Time,
Reducing Cost & Maintaining Security
Electronic Recording is a web-based service
that connects real estate document submitters with county recording
offices across the country to process, send, review, record, and return
documents. E-Recording replaces traditional paper-based processes
to save time, reduce costs, and transport documents with 100% security
in an eco-friendly process. This session will provide attendees
with a detailed understanding of what e-recording is, how it works,
where it’s available, and how and why you should get
started. The session includes a web demo of e-recording.
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Current Trends in Default Servicing
Roundtable
In the quickly changing landscape of mortgage servicing, it can
be difficult to keep track of everything that's taking place.
This session will provide an open forum where you can bring your burning
questions on today's current issues. Subjects that may be
discussed include FDCPA, TILA, Consumer Protection Litigation and some
of the borrower tactics that have been coming in to the picture.
The panel may modify the session to address any pressing issues in the
industry today.
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