CFPB Annual Ombudsman’s Office Report

The CFPB has released the fifth annual Ombudsman’s Office report, which is provided here. The report discusses the activities of the CFPB during the 2016 fiscal year. It also discusses the consumer complaint process, including complaints on mortgage-related matters, and the Report notes issues with database searching to allow more accurate detail on such issues. Please read the full Report below.

• Fifth Annual Ombudsman’s Office Report

CFPB Releases

• Supervisory Highlights - Issue 15 - Spring 2017 - 5.24.2017

• HMDA Changes - 4.2017

• Supervisory Highlights - Issue 12 - Summer 2016 - 7.11.2016

• Supervisory Highlights Mortgage Servicing Special Edition  - Issue 11 - Summer 2016 - 6.22.2016

CFPB Procedures Released

• CFPB Expands Foreclosure Protections - 8.4.2016

• Mortgage Servicing Examination Procedures - UPDATE - 6.22.2016

CFPB Servicing Bulletins of Interest

• Mortgage Servicing Transfers RE Residential Rights - 8.19.2014

• Mortgage Servicing Transfers RE Potential Risks to Consumers - 2.11.2013

• Mortgage Servicing Transfers RE Implementing RESPA & TILA - 10.15.2013

CFPB Dodd-Frank Mortgage Rules Readiness Guide

This guide consists of four parts:

I) Summary of the Rules

II) Readiness Questionnaire

III) Frequently Asked Questions

IV) Tools

2014 CFPB Dodd-Frank Mortgage Rules Readiness Guide - Version 3.0 

2013 CFPB Dodd-Frank Mortgage Rules Readiness Guide - Version 1.0

CFPB Regulations, Proposed Regulations & Amendments

• CFBP vs. PHH - petitioned the D.C.Circuit Court for a rehearing en banc - 11.18.2016

• Truth in Lending (Regulation Z); CFR Correction - 7.29.2016

• Debt Collection (Regulation F) - A Proposed Rule by the Consumer Financial Protection Bureau - 11.12.2013

• Amendments to the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z) - 9.12.2013

• Final Rules: 2013 Real Estate Settlement Procedures Act (Regulation X) and Truth in Lending Act (Regulation Z) Mortgage Servicing - 1.17.2013

• Final Mortgage Servicing Rules Summary - 1.17.2013

 CFPB Exam Procedure Guidelines 

• RESPA Exam Procedures  released August 2013

• TILA Exam Procedures released August 2013 

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