Terms of Use, Copyright Notice, and Disclaimer

 

By accessing this site, you hereby agree to the following terms and conditions:

Copyright notice: The contents of this web site are protected by one or more of the following copyrights: copyright © 2016-2020, USFN; various copyrights in material provided by our members and contributors - see individual copyright notices on such materials. All rights are reserved. No reuse may be made of any of the contents of this site without the express written permission of USFN and the owner. For more information regarding third party rights to the contents of this site, as well as permission to reuse any of the contents of this site, please contact us here.

Trademark notice: The marks "U.S. Foreclosure Network", "USFN", the USFN logo, "America's Mortgage Banking Attorneys", "A Resource Network Serving the Mortgage Banking Industry" and "The National Mortgage Servicer's Reference Directory" are all trademarks of USFN. All product and company names on this site are trademarks of their respective owners. All rights in and to such trademarks are reserved. For more information regarding third party rights to product names on this site, please contact us here.

Disclaimer:
Information on this web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. USFN may also make improvements and/or changes in the products and/or the services described in this information at any time without notice. USFN DISCLAIMS ALL WARRANTIES WITH REGARDS TO INFORMATION POSTED ON THIS SITE (WHICH TERM IS DEEMED TO INCLUDE ITS RELATED EMAIL LISTS) WHETHER POSTED BY THE USFN OR ANY THIRD PARTY. THIS DISCLAIMER INCLUDES ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS AND NON-INFRINGEMENT. THIS SITE IS PROVIDED ON AN "AS IS" AND "WITH ALL FAULTS" BASIS. IN NO EVENT SHALL USFN BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE, THE USFN WEB SITE OR THE INFORMATION APPEARING ON THE SITE. THE FOREGOING DISCLAIMER INCLUDES, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The contents of this web site are provided by USFN and its various members. Although we strive to provide accurate information there are no guarantees that the information provided is in all cases correct. In some instances, the information is the opinion of the provider, and not empirical fact. The mortgage banking industry is governed by various laws, including state and federal laws and rules, as well as decisional ("judge-made") law. These laws can change daily. Further, in many instances the laws are subject to interpretation. Further, decisions and opinions regarding mortgage law are very dependent on the facts in each situation. Since the facts in your situation will likely vary from the facts given in any examples herein, the outcome may be different. Therefore, the USFN accepts no responsiblity for the opinions and information posted on this site by others. The information, opinions and recommendations presented within USFN's web site or on its email lists are for general information only and should not be construed as legal advice nor as advice with respect to any specific fact situation. It is up to users to verify any information obtained from this site either themselves or through consultation with their own legal counsel.

Third Party Sites:
The USFN web site provides hyperlinks to other internet web sites over which the USFN has no control. These links are provided solely for the convenience of users, and USFN is not responsible for the accuracy or completeness of the contents contained on the linked site. If you decide to visit any linked site, you do so at your own risk. Further, such contents do not necessarily reflect USFN's policies, opinions, or standards, and USFN does not endorse or recommend the information or opinions on such sites. Links do not imply that USFN or this web site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of USFN.

Virus Warning: Any information received or downloaded through this web site or related e-mail lists is obtained at the user's risk, including the risk of receipt of virus, loss of data and damage to computer systems.

Limited Use Rights:
The information made available on this site is to be used only by you for the purpose of education. Limited additional rights may be authorized by the copyright laws in your jurisdiction. You should check with an attorney to determine what those rights may be. Any use beyond that authorized by law or for education purposes must be the subject of a written signed agreement between you and USFN. USFN does not promise that in all cases requested use will be authorized.

No Relationship; Future Relationships; Information Exchange:
Your access to this site does not create any contractual or agency relationship between you and USFN. Any contracts between you and USFN shall be in writing and signed by both parties in order to be effective. By sending any articles, opinions, information, suggestions, ideas, concepts, know-how or techniques to USFN in the absence of a written agreement signed by both parties, you grant USFN an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute the same for any purpose. If you provide us any information which is protected by trademark or copyright, please notify us of such rights. You should be aware that the Internet is not yet considered a secure data transmission source, and we cannot guarantee the security of any information you send us via Internet. Please do not send us any information which you consider to be confidential. USFN will not be held liable for the disclosure of any unsolicited information provided to us.

Indemnity: Users having access to the web site (which term is deemed to include its related e-mail lists) shall indemnify and hold USFN harmless from and against any and all liabilities, claims, damages, losses, costs and expenses (including reasonable attorneys' fees) relating to any acts or omissions by users or to materials or information transmitted by users in connection with the use of the web site.

USFN Compliance with Anti-Trust Law:
USFN conducts periodic reviews to make sure its activities and policies are in compliance with anti-trust law and intends to comply fully with anti-trust laws.

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