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CASE Files Series 1 Curriculum

Series 1

Title

4 Modules | Approximately 2 Hours

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What You'll Explore

Series 1 explores title-related issues that can affect mortgage interests before, during, and after foreclosure, including condominium and municipal superliens, tax sales and other priority liens, senior sale coverage and bidding, and interpleader and surplus issues.

Included With Each Module

30-Minute Sessions

Focused recorded modules designed to fit your schedule.

Session Outlines

Detailed outlines you can reference and share with your team.

Downloadable Slides

Session slides to help apply and revisit key content.

Knowledge Checks

Short assessments designed to reinforce learning after each session.

Digital Badges

Earn badges that recognize completion and achievement.

Member Directory

Find USFN member resources for jurisdiction-specific guidance.

Series 1 Curriculum

Module 1

Condominium & Municipal Superliens – Protecting The Mortgagee Asset

From the late 1980s to the present, “super-priority” lien laws have been enacted throughout the country enhancing HOAs and taxing authority’s power and ability to collect fees at the peril of mortgage holders. This session will cover these statutes that are the single-biggest emerging threat to lenders due to confusion of how priority legislation works. Given the high number of defaults, many first and second mortgage interests have been lost due to misconceptions about priority lien laws.

Presenters

James Clarke
Orlans Law Group PLLC

Jeanette O'Donnell
Powers Kirn, LLC

Module 2

Municipal Sales & Liens

This session will explore the world of municipal tax sales, liens, receivers, and other issues that take priority over a mortgage. These issues can arise due to delinquent taxes, poor property condition, or local regulation of housing. Additionally, participants will examine trends in affordable housing solutions that are starting to gain traction in some localities, which are intended to address a lack of affordable housing.

Presenters

Daniel Cox
Wood + Lamping LLP

Lois Vitti
Vitti Law Group, Inc.

Module 3

Protecting Interest: Senior Sale Coverage & Bidding

This session will dissect the senior sale process in both judicial and non-judicial jurisdictions. It will touch on general requirements, formulating a bidding strategy, sale coverage, and requesting surplus funds.

Presenters

Christianna Kersey
Cohn, Goldberg & Deutsch, LLC

Matthew Sanford
The Mortgage Law Firm, PC

Module 4

Protecting Interest: Interpleader & Surplus Issues

This session will review the post-sale disbursement of funds after a foreclosure sale results in surplus. It will focus on paying off all allowable costs of the sale and then satisfying the lien of the foreclosing lienholder, identifying any junior lienholders and their priority for payoff, locating and obtaining appropriate documentation, and finally locating the borrowers to forward any remaining proceeds. If funds cannot be disbursed to the proper party, then filing an interpleader with the court.

Presenters

Adam Diaz
Diaz | Anselmo

Diane Rosenberg
Rosenberg & Associates, LLC

Kathryn (Katie) Kellam
Aldridge Pite, LLP

Explore the Full CASE Files Curriculum

Overview CASE Files
Series 1 Title
Series 2 Administrative &
Procedural Issues
Series 3 Post-Sale
Series 4 Operations

One Program. Four Series. 16 Modules.

Get on-demand access to the complete CASE Files curriculum.

Servicers & GSEs

Complimentary

USFN Members

$299

REGISTER FOR CASE FILES